Top Cash Back Credit Cards In Canada 2024

Here are some of the best cashback credit cards available in Canada for 2024, highlighting their key features and benefits:

Top Cashback Credit Cards

Annual Fee: $120 (waived in the first year)

Cashback Rates: 5% on groceries，4% on transit，3% on gas

Welcome Bonus: Up to 10% cash back on the first $500 spent in the first three months.

Additional Benefits: Complimentary travel insurance and roadside assistance.

Annual Fee: $120 (rebated in the first year)

Cashback Rates:4% on groceries, gas, and electric vehicle charging，2% on dining and recurring payments，1% on all other purchases

Welcome Bonus: 10% cash back for the first four statements (up to $300) on net purchases of up to $3,000.

Annual Fee: $120

Cashback Rates:4% on gas and grocery purchases，2% on all other purchases

Welcome Bonus: Up to 10% cash back on all purchases for the first three months (up to $2,000), plus a $50 statement credit after the first year.

Annual Fee: $120 (waived in the first year)

Cashback Rates:4% on groceries and recurring bills，2% on gas and daily transit，1% on everything else

Additional Benefits: Includes comprehensive travel insurance and purchase protection.

Annual Fee: $139 (rebated in the first year)

Cashback Rates:Up to 5% on grocery purchases for the first three months, then 1.5%，2% on gas and recurring bills，1% on everything else

Additional Benefits: Travel insurance and mobile device insurance included[2][4].

Annual Fee: $0

Cashback Rates:2% in up to three chosen categories (e.g., groceries, restaurants)，0.5% on all other purchases

Additional Benefits: Cash back is paid monthly, offering flexibility in rewards redemption.

Annual Fee: $0

Cashback Rates:2% cash back on all purchases in Canada，3% cash back for Rogers, Fido, or Shaw customers

Additional Benefits: Travel insurance and no foreign transaction fees.

These cards cater to various spending habits and preferences, making it essential to choose one that aligns with your financial goals and lifestyle.