Save more with car insurance discounts

As a State Farm® customer, you may qualify for one or more of the many auto insurance discounts and offers we offer. As a safe driver, student, or family with multiple family cars, you can save. Discounts vary by state.

What are State Farm Insurance safe driver discounts and offers?

If you maintain an accident-free driving record or work hard to learn how to be a better driver, State Farm may reward you.

Drive Safely and Save®

You get an initial discount just for signing up, and then you can save up to 30% 1 depending on how you drive.

Steer Clear® Program

If you are a new driver or under 25, you may qualify for our Steer Clear program. You can save while learning to be a better, safer driver.

Bundle and Save2

If you have other State Farm insurance products in addition to your vehicle insurance, such as homeowners insurance, renters insurance, condo insurance, or life insurance, you can get additional savings.

Accident-Free and Good Driving Savings

You can save even more if you maintain an accident-free driving record.

Defensive Driving Course Discounts

Depending on where you live, taking a driver safety course may help you get a discount on your auto insurance. Ask your local State Farm agent for a list of qualifying courses and requirements.

Good Driver Discounts

New State Farm Mutual customers are eligible for this discount if they have no traffic violations or at-fault accidents for more than 3 consecutive years.

Hidden Car Insurance Discounts

You may qualify for discounts you don't realize, whether it's paid in full, good student, runaway student, loyalty, or low mileage. Check with your agent to see if you qualify.

What safety vehicle discounts does State Farm offer?

Got a new car with the latest safety features? State Farm offers discounts to reward you.

Vehicle Safety Savings

Depending on the safety features (including driver-assistance technologies) in your vehicle make and model, you may also receive additional savings.

Passive Restraint Discounts

For vehicles equipped with factory-installed airbags or other passive restraint systems, you may receive up to a 40% discount on medical-related insurance.

Anti-Theft Discounts

If your vehicle is equipped with an alarm or other approved anti-theft device, you qualify.

Teen Discounts

New drivers and teens can take advantage of the State Farm Teen Driver Discount.

Good Student Discounts

Get up to 25% off your teen driver if they have good grades. The discount may last until your child turns 25. See your State Farm agent for requirements.

Driver Training Discounts

You qualify for a discount if all operators of your vehicle under 21 complete an approved driver education course.

Student In School Discounts

Find out if you can save if one of the drivers of your insured vehicle is a student under 25, is away from home for school, and only uses the vehicle during school breaks and holidays.